ASIC Underwriting
ASIC's underwriting approach is based upon technical excellence in terms of understanding the intricacies of the portfolio and the exposures presented by each risk. The specific model being adopted by ASIC was created by Shevawn and Simon Barder, and has evolved from the Barders’ London Insurance training with the traditional leader in the excess and surplus market (Lloyd’s of London).
Central to this model is the constant monitoring of the portfolio by experienced primary and reinsurance underwriters and specialist analysts. Each portfolio is stress tested for frequency, severity and rate adequacy to ensure a ‘best in class’ account with optimum performance and returns. This model has been tried and tested since 2000.
You can learn ASIC's underwriting processes below.


Specialty Segments
Selected Insurance Lines



Transportation
-
Antique or Classic Automobiles
-
Leased Motor Homes
-
New Ventures
General Liability
-
General Contractors, Owners, Developers, Paper Contractors or Subcontractors
-
Rental Facilities, including, but not limited to, recreational equipment and construction equipment
-
Solar Electric Installation/Generation
-
Wind Power Electric Installation/Generation – Commercial
Fire and Allied Lines
-
Cyber or Electronic Media Risks
-
General Contractors, Owners, Developers, Paper Contractors or Subcontractors
-
Habitational Risks
-
Apartments
-
Condominiums
-
-
Medical Marijuana Dispensaries/Grow Facilities



Ocean and Inland Marine
-
Boats of all types
-
Bridges
-
Cargo
-
Fine Arts or Personal Articles Coverage
-
Jewelers Block
-
Contractors Equipment
Professional Liability and Malpractice
-
Cyber or Electronic Media Risks
-
Real Estate Agent
Miscellaneous Special Lines
-
Difference in Conditions
-
Hole-in-one Insurance
-
Products
-
Stop Loss
-
Profit Commission Protection
-
Collateralization Top-ups