AM Best A- Rated E&S carrier. Underwriting Excellence.
AM Specialty Insurance Company delivers disciplined excess & surplus lines coverage across specialty markets, backed by financial strength and technical expertise.
An AM Specialty Insurance Group Company
AM Specialty Insurance Company delivers disciplined, technically driven E&S solutions across specialty markets in the U.S., and operates as a wholesale insurance carrier in the U.K., providing focused underwriting capacity across niche sectors
AM Specialty Insurance Company
AM Specialty Insurance Company (ASIC) is an Arizona-domiciled excess & surplus lines insurer and Accredited Reinsurer, eligible to write surplus lines business in all 50 states.
With an A- (Excellent) rating from A.M. Best, ASIC provides the underwriting capacity and financial foundation for AM Specialty Insurance Group's integrated platform.
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AM Specialty Insurance Company (UK)
AM Specialty Insurance Company (UK) (“ASIC UK”) is a wholesale insurance company authorised by the PRA and FCA to underwrite regulated insurance business in the UK market, supporting the group’s strategic expansion into the region.
Based in London, ASIC UK brings the Group’s disciplined underwriting approach and specialty expertise to selected lines of business across the UK and London Market.
Prioritizing Disciplined Risk Selection
ASIC specializes in non-admitted excess & surplus lines coverage across a broad spectrum of specialty insurance products:
Property
Commercial property risks requiring specialized capacity
Casualty
General liability, professional liability, and specialty casualty exposures
Transportation
Auto liability, trucking, and transportation-related risks
Marine
Inland marine, ocean marine, and cargo coverage for transportation and goods in transit
Miscellaneous Specialties
Niche and hard to place risks across various industries
Program Business
Customized solutions developed with appointed MGAs and program administrators
Our focus is on low-to-moderate catastrophe exposure, allowing us to build diversified portfolios with attractive risk-adjusted returns. We partner with appointed program administrators and select brokers to deliver customized solutions for risks that fall outside standard markets.
A.M. Best Rating: A- (Excellent)
ASIC's strong financial position and A.M. Best rating provide partners with confidence in our claims-paying ability and long-term stability. Unlike fronting carriers, ASIC retains meaningful risk on the programs we underwrite, a testament to our confidence in our underwriting discipline and portfolio construction.
Our capacity supports innovative insurance programs across multiple specialty lines, backed by:
Strong capital base and prudent financial management
Conservative reserving practices
Robust reinsurance protections
Real-time portfolio analytics through our proprietary AMDEX platform
Partnership Approach
ASIC provides underwriting capacity through carefully selected program administrators and wholesale broker relationships. We seek partners who share our commitment to technical underwriting excellence and sustainable profitability.
Disciplined Risk
Selection
Thorough underwriting review, comprehensive risk assessment, and prudent policy terms on every submission
Value Added
Services
Integrated claims expertise through AM Star Claims and flexible reinsurance solutions via AM RE Syndicate
Technology
Integration
Modern platforms and proprietary analytics delivering efficient quoting, binding, reporting, and portfolio management
Aligned
Interests
Meaningful risk retention on every program we underwrite, ensuring we're fully invested in your success
For Brokers & Program Administrators
Interested in becoming a producing partner or discussing program opportunities with ASIC? Our team is ready to explore how we can support your specialty insurance needs.
Important Notice: AM Specialty Insurance Company is a non-admitted excess & surplus lines carrier. Coverages are offered through licensed surplus lines brokers in accordance with applicable state regulations.