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Taking the program market to new heights. 

E&S Carrier and Accredited Reinsurer.


Who We Are

Powerful Risk Management, Collaborative Risk-Sharing


AM Specialty Insurance Company (ASIC) is an Arizona domiciled domestic Excess and Surplus Insurance Company and an Accredited Reinsurer. ASIC has been assigned a Financial Strength Rating of A- (Excellent) and a Long-Term Issuer Credit Rating of "a-" (Excellent) by AM Best. ASIC's business model is unique; allowing for risk-sharing and access to reinsurance capacity for its partners. ASIC works in tandem with program administrators, brokers, and underwriters to streamline program market processes and optimize value chain efficiencies all the way to the insured.


ASIC utilizes a multi-disciplinary underwriting approach to write various specialty lines such as transport, marine, inland marine, and general liability as a non-admitted carrier, which caters to the primary program insurance business segment in the United States domestic market. 


At ASIC, we pride ourselves on our technical underwriting expertise, proven in-house analytics, proprietary software, and robust claims management capabilities. Our leadership team has immeasurable experience and an accomplished track record in the space, which allows us to solve challenges proactively with comprehensive solutions.

Our Focus

Getting to the summit together

ASIC caters to the primary program insurance business segment of the U.S. domestic market. We focus on primary domestic insurance business in the Commercial Specialty class. This business is written by third-party program administrators, tends to be written with a very low limit utilization (usually with a combined single limit between $1m- $2m), and is well geographically spread and non-NAT CAT exposed.


ASIC trades exclusively in lines of business with no legacy loss exposure. As a non admitted carrier, we can be flexible with coverage and evaluate firms on their individual merit (not just historical performance). At ASIC, our underwriters are empowered to utilize their own experience and expertise to make decisions. We trust our underwriting capabilities, which leads to optimal pricing and appropriate coverage.


Specialty Segments

Selected Insurance Lines

Luxurious Home


  • Antique or Classic Automobiles

  • Leased Motor Homes

  • New Ventures

General Liability

  • General Contractors, Owners, Developers, Paper Contractors or Subcontractors

  • Rental Facilities, including recreational equipment and construction equipment

  • Solar Electric Installation/Generation 

  • Wind Power Electric Installation/Generation – Commercial

Fire and Allied Lines

  • Cyber or Electronic Media Risks

  • General Contractors, Owners, Developers, Paper Contractors or Subcontractors

  • Habitational Risks

    • Apartments

    • Condominiums

  • Medical Marijuana Dispensaries/Grow Facilities


Ocean and Inland Marine

  • Boats of all types

  • Bridges

  • Cargo

  • Fine Arts or Personal Articles Coverage

  • Jewelers Block

  • Contractors Equipment

Professional Liability and Malpractice

  • Cyber or Electronic Media Risks

  • Real Estate Agent 

Miscellaneous Special Lines

  • Difference in Conditions 

  • Hole-in-one Insurance

  • Products

  • Stop Loss

  • Profit Commission Protection

  • Collateralization Top-ups​​

Contact Us

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